Insurance & Payment Options
We want therapy to be as accessible and stress-free as possible. Below you’ll find information about insurance plans we accept, out-of-pocket rates, and payment options. If you have any questions, we’re happy to walk you through the details.
Insurance Coverage
Aetna
Iowa Total Care
Molina
Optum/United Healthcare/UMR
Wellmark Blue Cross Blue Shield
Wellpoint
Private Pay/ Self-Pay Rates
Individual Therapy: $175 per 50-minute session
Family / Couples Therapy: $180 per 50 minute session
Initial Intake Session: $195
Payment is due at the time of service. We accept cash, check, credit/debit cards, and HSA/FSA cards.
Telehealth & Insurance Note
Many insurance providers cover telehealth counseling sessions. Please check with your plan to confirm coverage.
Cancellation Policy
We kindly ask for 24-hour notice if you need to cancel or reschedule your appointment. Cancellations with less than 24 hours’ notice may be subject to a fee.
Common Questions About Insurance & Payments
Do you accept insurance?
Yes. Blue Moon Counseling works with many major insurance providers. Please contact us directly to confirm if we are in-network with your plan.
How do I pay for sessions?
We accept credit/debit cards, HSA/FSA cards, and cash at the time of service.
How do I know if my insurance covers counseling?
We recommend calling the customer service number on your insurance card and asking about your mental health coverage, co-pays, and deductibles. We’re also happy to help guide you through the process.
Is parenting coaching covered by insurance?
No, parenting coaching is a private pay service. Many families appreciate the flexibility and privacy this offers.
Do you offer a sliding scale?
Some therapists may offer reduced fees based on need and availability. Please contact us to discuss options.
What if my insurance doesn’t cover therapy or I don’t want to use it?
We offer private pay options for clients who are out-of-network, uninsured, or prefer not to go through insurance.
Book Your Session Today
Navigating insurance and payment can feel confusing, but we’re here to help. If you have questions about coverage, rates, or payment options, please reach out — we’ll gladly walk you through it.